Early access open

Banking that
works as hard
as you do

Instant transfers. AI that tracks your money. Investments, cashback and business tools — all in one app.

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Join 2,400+ people already on the list
Your card

One card.
Every currency.

Spend in 150+ currencies at real interbank rates. Contactless, Apple Pay, Google Pay — always ready.

Instant freeze & unfreeze in-app
Virtual cards for safe online shopping
Real-time spend notifications
Up to 5% cashback at partners
AI Analytics

Know where
every euro goes.

Your AI assistant categorises every transaction, spots patterns, and tells you exactly how to save more every week.

Weekly spending digest
Savings goals with progress tracking
Smart budget alerts before you overspend
Tax pocket for freelancers
Everything included

One app. Zero compromises.

🤖
AI Financial Assistant
Personalised tips, spending predictions and savings recommendations — powered by your own data.
Food & Drink
€364
Transport
€191
Shopping
€278
Savings
€450
⚡
Instant Transfers
Send money in seconds to anyone in Europe. Free between Y-tech users. Split bills, pay by link.
Instant SEPA
Free between users
Pay by Link
Split bills
23 countries
📈
Invest from €1
Stocks, ETFs, crypto — managed inside the app.
BTC / USD
+4.2%
S&P 500 ETF
+1.8%
Apple Inc.
+0.9%
💰
Smart Cashback
Up to 5% back at partner stores and restaurants. Personalised to your habits — automatically.
NeuroOffice

8 AI specialists.
One subscription.

AI Suite · 8 specialists · Powered by Claude

📣
Marketer
Campaigns, content plans, viral ideas
✍️
Copywriter
Texts, SEO, translations
👔
HR Manager
Vacancies, interviews, teams
🤝
Client Manager
Sales scripts, reviews
🧠
Consultant
Strategy, growth, optimisation
🎨
Designer
Brand briefs, creatives
⚖️
Lawyer
Contracts, risks, legal
📊
Accountant
Tax, reporting, optimisation
Pricing

Plans that grow with you

Basic
Free
  • 5 free transfers/mo
  • 1 virtual card
  • Spending analytics
Standard
€4.90/mo
  • Unlimited transfers
  • Physical + virtual card
  • 3% cashback
  • Savings pockets
Travel ✈️
€9.90/mo
  • 5% cashback abroad
  • Travel insurance
  • €800 free ATM/mo
  • Priority support
Metal
€14.90/mo
  • Premium metal card
  • Extended insurance
  • NeuroOffice access
Ultimate 👑
€34.90/mo
  • Concierge service
  • Personal account manager
  • Unlimited transfers & ATM
  • Full NeuroOffice + VIP events
  • Premium health insurance
Business
from €30/mo
  • 10 corporate cards
  • Full NeuroOffice AI
  • API integration
  • Auto accounting
Who it's for

Built for the way you actually live

🧑‍💻
Freelancers
Multi-currency accounts, auto invoicing, tax pocket, and instant international payments.
✈️
Travellers
Real exchange rates, travel insurance, free ATM withdrawals, and 24/7 support worldwide.
🎓
Students
Free plan, financial literacy content, referral bonuses, and zero hidden fees.
🏢
Small businesses
Corporate cards, AI back-office tools, automated payroll and accounting.

Be first to
bank smarter

Join the waitlist and get early access when we launch in the UK & EU.

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